BIT TREASURY LTD’s Platform Fee

Updated May 2024

BIT TREASURY LTD’s monthly platform fee will apply to all clients who do not meet the following monthly program requirements (“Program Requirements”): 

• A client’s BIT TREASURY LTD Invest or Earn accounts settled aggregate balance equals or exceeds $10,000 for at least one day during the applicable billing cycle; or 
• A client has an active BIT TREASURY LTD Personal Loan; or 
• A client has a joint Cash Account, and one of the account holders has either an active BIT TREASURY LTD Personal Loan or their BIT TREASURY LTD Invest or Earn accounts settled aggregate balance equals or exceeds $10,000 for at least one day during the applicable billing cycle; or 
• A client has an active Owner’s Rewards Card without any other accounts opened with BIT TREASURY LTD. 

If you meet any of the above Program Requirements, the monthly platform fee shall be waived during the applicable billing cycle. 

All new BIT TREASURY LTD clients will be charged the platform fee 90 days after their email is initially registered on the BIT TREASURY LTD platform if any one of the Platform Requirements is not met within the 30 days prior to the first billing cycle (e.g., between days 60-90 after initial email registration). After the first billing cycle, and monthly thereafter, BIT TREASURY LTD will then evaluate if you have met any Program Requirements to determine if the monthly platform fee shall apply to you. Your billing date will be the same day each month as the first billing date unless your first billing date fell on the 29^th, 30^th, or 31^st. In that case your monthly billing date will be ‘pushed’ to the 1^st of each subsequent month. 

For example: You registered your email with BIT TREASURY LTD on May 1^st. Your first billing date will be July 29^th. The next billing cycle will be August 1^st and every billing date thereafter will be on the 1^st of each month.  

How BIT TREASURY LTD will determine if the monthly platform fee applies to you:

Each day, BIT TREASURY LTD will pull the balance of your Invest and Earn accounts (where applicable) at 1am CT* to evaluate if you have met any of the Program Requirements above to have the platform fee waived for that month. To know if you have met any one of the Program Requirements, please navigate to your account settings while in the BIT TREASURY LTD platform and then select “Platform Fee”. If further assistance is needed related to the monthly platform fee, please reach out to BIT TREASURY LTD’s Customer Success team at polarcapitafunds@gmail.com.   

Default in payment of monthly platform fee:

For those clients who are unable to meet the Program Requirements and are unable to pay the monthly platform fee will have their accounts closed and liquidated (where applicable) if they have more than 90 days of inactivity**. Any such account closures will occur without notice to you. 

*The time of the day BIT TREASURY LTD evaluates client’s accounts is subject to change. BIT TREASURY LTD is the sole timekeeper.
**Inactivity of a BIT TREASURY LTD Brokerage Account is defined as an account with no trading, check or deposit activity for 90 days that has a balance less than $50. Inactivity of a BIT TREASURY LTD High-Yield Savings Account is defined as an account that has not initiated a transaction in 90 days and has a balance of $5 or less.